Health Insurance in Pacific, MO
NEC has provided health insurance coverage to families, the self-employed and companies for many years. As medical costs continue to grow, NEC is there to provide a variety of health insurance plans with low fees and cheap insurance deductibles. We know how important your health is to you and your family. Let NEC Insurance find the right health insurance plan for you or your business.
Health Plans We offer:
- HRA Health Plans
Health Reimbursement Arrangements, known as HRA’s, are employer-funded accounts that reimburse employees for medical expenses. Generally, employee reimbursements are considered tax-free if the employee pays out-of-pocket for qualified medical expenses. These plans offer savings and tax benefits for both employer and employee.
- HSA Health Plans
Health Savings Accounts, more commonly known as HAS’s, are employee-funded savings set aside for qualified medical expenses as defined by the IRS. Since employees contribute the funds in these plans, employees keep what’s in their account if they change jobs. When used on qualified medical expenses, the money in HSA’s is tax-free.
- Dental Coverage
Dental care is critical to well rounded health. We can help you find the right coverages for your business or family.
- Health and Wellness Programs
Healthcare isn’t just about taking care of yourself after you get sick. We recommend a variety of preventive care options such as nutrition programs, exercise advice and stress management.
More Plans That We Offer:
- Prescription Drug Plans
Prescriptions are a necessary part of health and wellness for many people. We offer a variety of prescription drug plans within broader health insurance packages that can help you afford the medicine you need.
- Critical Illness Plans
Critical Illness Plans are available to help you take care of major medical issues when an unfortunate circumstance arises. These plans are structured to provide a lump sum payment for emergency medical expenses.
- Accidental and Disability Insurance
Accidental and disability insurance plans are so critical today. Even though it’s something you hope you never have to use, it’s not worth taking the risk – be prepared!
- Hospitalization Indemnity
Hospitalization Indemnity plans help cover expenses related to hospital visits – whether they’re for illness, outpatient surgery or accidental injury. This coverage usually comes in the form of a lump sum payment that is provided when an individual is confined in a hospital. These plans are usually a part of broader healthcare plans.
- Vision Plans
Whether you need bifocals, reading glasses, or daily contacts, a vision plan will help you pay for anything and everything you need to help you with eyes.
Health Plan Carriers We Work With:
- Blue Cross Blue Shield
- United Healthcare
- Delta Dental
Why Choose NEC Health Plans?
- We offer low deductibles.
- Each are ideal for families, the self-employed, or companies
- We have a variety of plans to fit all needs / budgets.
- All plans provide a wide range of benefits