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AVAILABLE TYPES OF AUTO INSURANCE 

  • Liability Insurance: Liability auto insurance coverage comes in two forms – bodily injury coverage, which covers medical expenses, and personal property coverage, which covers car related expenses. Most states, including Missouri, require a minimum of liability coverage. But liability auto insurance only helps cover expenses related to the other party in an accident – not you or your car.
  • Collision Insurance: Collision covers expenses related to your car if you run into something man-made, like a telephone pole or parking barrier.
  • Comprehensive Insurance: Comprehensive (or full coverage auto insurance) covers almost everything else, including car break-ins and weather related damage.
  • Uninsured Motor: Uninsured covers you in the event that the other party in the accident doesn’t have insurance themselves.
  • Medical Payments: Medical payments covers medical costs for you or anyone else in your car in the event of an accident.
  • Personal Injury Protection (PIP): Related to Medical Payments, PIP covers a more broad array of personal costs, including work loss and funeral services.

 

Have Questions?

Our friendly staff is always ready to help. Give us a call today and we will walk you through the quote process.

Auto Insurance Agent | Amy Kliethermes

AMY KLIETHERMES
NEC Insurance Sales Associate

Phone: (636) 271-4545