Life insurance can help carry out your hopes and dreams for the future—even after you’re gone. In its simplest form, life insurance can protect your beneficiaries against economic loss caused by premature death. The proceeds go to them free and clear — generally exempt from federal income tax. It can also be a versatile tool to address other needs within a broad financial plan:

• helping ensure a business continues after a principal's death
• providing benefit program funding to retain or attract key executives
• as a funding vehicle for their retirement plans
• replace some of the income you would have earned
• education funding
• paying off a mortgage

NEC provides:

• Whole Life Insurance
• Term Insurance
• Universal Life Insurance
• Variable Life Insurance